Home Insurance And Hotel Rooms

Your personal possessions will usually be covered as part of your home insurance whilst you’re staying in a hotel. Nevertheless, if your personal belongings are taken from an unlocked hotel room, they will not usually be financially protected by your home insurance plan.

Home insurance can protect your personal belongings from theft or loss at home and even whilst you are staying in a hotel. Some home insurance companies may even protect your personal possessions anywhere in the world. However, if your belongings are taken from an unlocked hotel room, you may find that your insurance policy will not offer you any compensation.

Personal possessions are classed as valuables, money and personal effects which belong to, or for which you or your family are legally responsible and are used mainly for private purposes. This may include personal effects which you wear or carry around with you (including clothes, MP3 players, mobile phones, sports equipment or pedal cycles) or valuables (including costume jewellery, gold, silver or other precious metals, cameras, camcorders and digital cameras, watches, paintings and other works of art). Money may also be protected, but a limit usually applies for cash, credit cards and unspecified articles.

You can take certain precautions whilst staying in a hotel room to prevent theft in the first place. You should always lock your hotel room door, even whilst you are in the room and especially whilst you’re sleeping. You can also use the individual safe in a hotel room, or give your valuables to reception staff at the hotel if your room does not have a safe. You should also not leave any valuables out in plain sight in the hotel room; this is especially true for cash which could be mistaken as a tip for the hotel staff.

If you’re going away for an extended period of time, you may want to consider holiday insurance to protect your belongings more comprehensively. Home insurance can protect your personal belongings up to a point, but it is always better to be fully insured against theft or loss. Your home insurance should be able to protect your precious belongings both at home and whilst you are away – but you should always take as many precautions as possible to prevent theft from happening in the first place. Locking your hotel door is just the first step.

By: → Josie K Anderson

Red Wine Accidents – Financial Cover

During the festive period you’ll enjoy more visitors coming into your home. But with all the guests and merriment there is also an increased risk of damage to your home and furnishings. Your home insurance should protect you financially from accidental damage in your home, however it may not protect you against accidents like spillages.

Christmas is an especially popular time for red wine, mulled with spices and toasty warm. Whilst warm red wine is a wonderful drink to share with friends on a cold winter night, you might find it’s not so forgiving on your furniture. Red wine can leave unsightly stains on carpets or sofas, especially if the stain is not dealt with quickly.

If you do spill red wine, there are few things you can do to minimise the damage:

> Act quickly before the stain dries

> Do not rub the stain; this will only push the stain further into the fabric

> Use a professional upholstery cleaner; follow the instructions carefully and only use one product at a time

If you can’t remove the stain, you may find that your furniture has been damaged forever. Whilst you may want to savour the happy memories of an evening with friends, you may not want to always have a reminder of it on your family sofa or in the middle of the living room carpet. With many home insurance policies you’ll only receive compensation if the damage isn’t your fault (such as damage caused by a storm or burglary). Unfortunately a spillage of red wine is seen as avoidable, and will therefore not usually be covered under your home insurance policy. However, some home insurance policies include accidental damage cover – often as an optional extra – that will protect you against these kind of accidents. It’s worth checking with your provider to see if you’re covered.

Depending on how bad the damage is, the solution might involve using a professional cleaner to remove the stain, or even replacing the item entirely. A professional cleaner will hopefully be able to remove the stain, and restore your soft furnishings to their former glory. You might be able to pull a quick trick and simply turn a sofa cushion over so the stain is hidden, or you may have to replace it entirely. Neither of these options are preferable, so it’s best to avoid damage from red wine in the first place – especially as you may not be covered for spillages on your home insurance.

By: → Josie K Anderson

Some Auctioneers Now Charging Fees to Attend Storage Auctions

The new popularity of storage auctions has brought out new buyers in record numbers. This can be a nightmare for professional auction hunters, auctioneers and storage companies alike. Thanks to shows like Auction Hunters and Storage Wars, events that used to draw just a handful of dedicated bidders are now bringing in dozens or even hundreds of spectators, first-timers and hobbyists.

While not a bad thing on its own, this can cause some issues. Bids can go quite high thanks to newbies overbidding for items, and the profit margins for veteran bidders can diminish. Overcrowded auctions cause problems for auctioneers, too. The more people who show up for an auctions, the more time they’ll need to look at the available units and bid. This makes the auctions last much longer, which ties up an auctioneer’s time and makes auctions less efficient. It can also cause traffic and parking problems for storage units that are not equipped to handle large crowds of people.

In order to combat these problems, some auctioneers have started charging cover fees. People interested in attending the auction would need to sign up in advance; people that didn’t register in advance of the auction would need to pay an entry fee. Of course, this is a lucrative practice for the auctioneer, but it’s not necessarily fair to the bidders.

Fortunately, the practice of charging entry fees for auctions is not widespread, but it is something to consider. When you’re preparing to go to an auction, whether you’re a newcomer or an old veteran, it’s a good idea to scope it out in advance and get an idea of what might be expected of you. There may be limitations on how many people can attend the auction, for example, so you’d need to plan to come early. This type of information will usually be listed online, or you can call the storage facility or auctioneer in advance to ask questions if something is unclear.

If you do happen to find an auction with a cover fee, you need to decide whether it’s worth paying out of pocket for the chance to bid, even if there are no good items, or if you’d rather sit the auction out. Depending on your situation, paying a small fee of $10 or so might not be a major inconvenience; others will choose to avoid all of these auctions on principle. Considering the tight profit margins in this business, any unnecessary expense can be detrimental.

No matter what you do, it’s a good idea to be mindful of your behavior at a storage auction and be self-aware of how you might unconsciously be causing problems for the auctioneer or storage facility. For example, you might want to think twice before bringing family or friends along to spectate. Auctions can be fun, but they shouldn’t be your first choice for family entertainment; people are there to do business, and too many people in the crowd can make that difficult.

By: → Travis Lane

Tedswoodworking 16,000 Plans

If You Want To Build Woodworking Projects Quickly & Easily Then Please Pay Attention To What I Am About To Tell You…
ted woodworking plans
From the Desk of Ted ‘Woody’ Mcgrath,
Professional Woodworker, Educator, Member of AWI
teds woodworking guarantee
Date: Sunday, February 19, 2012
Re: Woodworking the easy way…
Dear Woodworker
I f you are reading this letter then it is likely that you have a passion. You have a passion for woodworking.
For the most part you would have spent hundreds of dollars or more on woodworking projects. It will take you a lot longer than you thought or you might have quit because you got your measurements all wrong!
I understand your pain because I was once in your shoes! What if I told you that you can get the job done cheaper, faster and without headaches using my woodworking plans…
” Here’s Some Advice That’ll Save You $$$…
On Your Next Woodworking Project… ”
woodworking ideas patterns designs Here’s the BIG problem: Most plans and woodworking magazines are complete garbage.
Why? They skip over many important parts, their diagrams are confusing, unclear, or even wrong and they often skip important parts. No wonder woodworking seemed so hard!
The truth is, I have spent a ton of time looking online and reading magazines. Most of them just left me with more questions than answers.
The Faster & Easier Way To Woodworking!
Well, luckily for you, these problems become a blessing in disguise because I have spent the last 2 years to put together a comprehensive woodworking package with a clear, detailed, step-by-step system that didn’t leave anything to the imagination.
Introducing…
“TedsWoodworking Package” :
Over 16,000 Woodworking Plans
” Over 16,000 Projects and Woodworking Plans
With Step-By-Step Easy To Follow Instructions… ”
Woodworking Plans Patterns Designs Free Ideasfree woodworking plans wood plans
With TedsWoodworking, you get…

16,000 Step By Step Woodworking Plans

This package contains plans that is covered from head to toe. From step-by-step instructions and easy to follow guides. These easy-to-understand plans will make woodworking a breeze!

Comes With Blueprints & Materials List

Forget those expensive DIY wood plans. Listen, no other woodworking package in the market is as comprehensive as this and this was one of the major reasons I created this. Everything you need to know from blueprints and materials list is incredibly detailed….

Your Skill Level Doesn’t Matter!

My custom woodworking plans are designed to get the job done quickly, inexpensively and with professional results EVERY TIME. You don’t have to be a carpenter or joiner to build beautiful woodworking projects!
Here’s What You Can Expect To Find:
Woodworking Plans Patterns Designs Free Ideas
The truth is, woodworkers and hobbyists from all walks of life have benefited greatly from this package and and testimonials like these started to flow into my email inbox:
Click “PLAY” To
Watch Peter’s Video Testimonial Now :
” These Plans Will Set A New
Standard In The Field… ”
“I’ve read numerous books and bought several online woodworking plans and this is clearly the best that is on the market in every respect.
It’s nicely layed out, good printing (colors), lots of images for inspiration, and good plans.
This one I’d rate as the very best, of the specialized plans on woodworking. You simply must get this kit, especially if you are just getting started into woodworking. As far as I am concerned, this is a bargain.
The plans and level of detail will set a new standard in the field.”
Willie Stark
Chief Editor, Woodworking
Valdosta, GA
” Easy To Understand With
Full-Color Pictures… ”
“I just got this package a few days ago, and I’ve had a hard time putting it down. There are lots of full-color pictures, with thorough descriptions of every aspect of woodworking project including great furniture plans
These designs turned out to be even better than I’d hoped. I Easy to read and understand the diagrams unlike several others I looked online.
I can’t wait to get started building some of the pieces and I have some projects picked out to start as soon as I can get the lumber! A valuable addition to my woodworking reference library. I would highly recommend it to anyone who’s interested in woodworking!
Enjoy! Go make sawdust.
Bradly Lerwill
Durham, UK
Check Out Just Some Of Amazing Projects
You’ll Be Able To Work On!..
Search Database:
Printable
High Quality
Beginners
Intermediate
Advanced
search woodworking projects plans

Arbor Plans

Barn Plans

Bat House Plans

Bed Plans

Bedroom Plans

Bee Hive Plans

Bench Plans

Billiard Table Plans

Bird Feeder Plans
Birdhouse Plans

Boat Plans

Book Case Plans

Box Plans

Bridge Plans

Bucket Plans

Cabin Plans

Cabinet Plans

Camping Plans

Candle Plans

Carport Plans

Cart Plans

Cat House Plans

CD&DVD Holder Plans

Cellar Plans

Chair Plans

DIY Projects

Chest Plans

Chicken House Plans

Children Room Projects

Clock Plans

Coaster Plans

Coffee Table Plans

Cold Frame Plans

Compost Bin Plans

Computer Desk Plans

Containers Plans

Cradle Plans

Craft Plans

Cutting Board Plans

Deck Plans

Desk Plans

Dog House Plans

Door Plans

Dresser Plans

Drill Press Plans

Easel Plans

Entertainment Projects

Farmshop Plans

Fence Plans

File Cabinet Plans

Fireplaces & Mantel Surrounds

Frames

Plans For Kids

Garage Plans

For The Garden

Gazebo Plans

Greenhouse Plans

Guitar Plans

Gun Cabinets

Hammock Plans

Home Office Projects

Horse Barns

Humidor Plans

Hutch Plans

Jig Plans

Kitchen Projects

Knife Block Plans

Lamp Plans

Landscaping Plans

Lathe Plans

Mailbox Plans

Mantel Plans

Media Center Plans

Mirror Plans

Miscellaneous

Ottoman Plans

Outdoors Projects

Pergola Plans

Planter Plans

Playhouse Plans

Rabbit House Plans

Rack Plans

Router Plans

Screen Plans

Scroll Saw Plans

Shed Plans

Shelf Plans

Signs&Displays

Sports Related Plans

Squirrel Den Box Plans

Stand Plans

Stool Plans

Storage Plans

Swing Plans

Table Plans

Tool Box Plans

Plans for Wooden Toys

Tray Plans

Trellis Plans

Utility Building Plans

Wagon Plans

Weather Station Plans

Wind Generator Plans

Windmill Plans

“Wishing Well” Plans
Just to give you a glimpse of what you can expect to see inside TedsWoodworking… here are some screenshots and pictures: (these are reduced image quality for faster web loading)
Easy-To-Follow Instructions:
woodworking design crafts carpentry woodworking carpentry
Detailed Blueprints & Schematics:
woodworking books furniture plans patterns woodworking crafts carpentry
Listen To Jeff’s Testimonial Below:
” Awesome! Packed With Easy To Follow Info..”
” Simply Outstanding Plans… ”
“Of all the woodworking kits I have bought over the years, this is the best collection I have. In saying this, I think it’s an excellent woodworking book and DVD for beginners as well as seasoned woodworkers.
It includes tons of plans (over 16,000!) for different furniture plans and outdoor woodwork projects. Although I don’t plan on making any of these, it gives a great insight into how to build different things with woodworking patterns.
It is simply outstanding and an excellent investment for anyone starting out. I would loved to have had these plans when I was building my first outdoor deck.
Considering the excellent content, the quality of the plans itself, and the bonus software, this package is quite a bargain.
Melvin Jones
AWFS Woodworking Association
Lake Ariel, PA
” I’ve Been Looking For
This For A Long Time! ”
“I’ve been looking for something like this for the longest time. As the title says, there are 16,000 wood plans and projects in this kit.
In it, they tell you about wood, how to design projects, the detailed photographs, patterns, blueprints, materials list and step by step instructions on how to put build them.
The second part shows you the different woodworking tools and how to use them, and a complete guide to woodworking carpentry. And the color photographs and drawings are beautiful and show a lot of detail.
If you want to learn how to design, draft and build thousands of quality works in wood, this is an excellent opportunity for only $67…
Kevin Roane
San Mateo, CA
You see, I’ve helped over 50,000 woodworkers and carpenters worldwide, create and complete woodworking projects the easier way. By using all the plans and blueprints — I have helped home owners and establishments alike construct projects at the fraction of the cost they would normally pay!
I Don’t Need To Hear More…
Let Me Order TedsWoodworking Right Away!
Listen up closely… If you got plans to build any other woodwork project, TedsWoodworking will be invaluable to you.
Make any project easy and hassle-free!
Don’t waste time and money figuring out your next project when you are just 5 minutes away from the most comprehensive resource yet.
Listen closely… this is NOT your ordinary, run of the mill plans you find on the Internet. Make any woodworking project hassle-free with detailed plans, blueprints, schematics, materials lists as well as professional tips on woodworking and home building.
Claim These Exclusive Bonuses If You Order Now…
If you get in today, I’ll give you 4 special time-limited bonuses that will help you get going with your woodworking projects even faster…
Time-Limited Bonus #1 :
“Free DWG/CAD Plan Viewer ” ($197 Value)
If you order today, I’m throwing 2 time limited bonuses. You’ll receive these bonuses if you order TedsWoodworking â„¢ before February 22, 2012
The first bonus is the award winning “DWG/CAD Plan Viewer”. Now you don’t have to pay for overpriced CAD software. A typical CAD software like AutoCAD 2009 will cost you a whooping $950! (Amazon.com).
Dream it, Design it, Build it! This software allows you to edit, modify or even create your own woodworking plans.
Here are some of its features…
View & measure DWG, DXF, DWF
XRef support; view layers & block attribute
Simple to use and fast Edit / modify your plans
Create your own custom woodworking projects
The plans and the software will save you hundreds of dollars on “advice” that ends up not helping you at all.
Time-Limited Bonus #2 :
“150 Premium Woodworking Videos ” ($77 Value)
You’re also going to recieve a lifetime membership access to over 150 premium woodworking videos on a wide array of woodworking topics, hosted by veteran woodworkers. Comes with easy-to-follow step by step video instructions…
Now you can browse our huge selection of woodworking videos, including detailed instructional videos with woodworking furniture plans all designed to enhance your woodworking skills. New videos are added on a consistent basis!
Here are some of the highlight videos included:
woodworking videosHow To Build A Bird Feeder With Step-By-Step Instructions (14 videos!)
The 6 Day Outdoor Shed Complete Video Guide Series (9 videos!)
Videos on Building Custom Furniture, Chairs & Tables For Your Home (29 Videos!)
How To Build Gazebo, Lean-To Sheds & Outdoor Furniture (31 videos!)
Woodworking Techniques on Finishing and Carpentry ( 8 videos!)
And many many more!
These hi quality premium woodworking videos are worth $77 if I sell this separately but you’ll get free access if you order today!
Time-Limited Bonus #3 :
“How To Start A Woodworking Business ”
($27 Value)
Ever thought of making some money selling your woodwork? Now you can!
With “How To Start A Woodworking Business” book, you’ll learn how to turn your passion into profits. This is a step-by-step detailed guide on how to make money selling your custom woodwork and it is a great addition to this package.
This book covers:
how to start a woodworking businessWhat you REALLY need to get started in this business
Marketing your services & what to sell to make money
Locating suppliers and working with your competitors
Licensing, accounting & tax matters you MUST know
Getting help and contracting jobs to scale up your business
And many many more!
With this guide, you’ll learn how to start quickly and operate successfully. ” It covers, in detail, every step of how you can use your woodworking skills to make money without losing that joy.” – And its yours for FREE if you order today!
And to top it all off, I’m going to do something I didn’t originally plan on doing at all.
When I started planning TedsWoodworking, I knew this bonus would be invaluable for all woodworkers. I wanted to sell the next bonus individually for $39.00 but to sweeten this deal, I’m going to give it to you!
Time-Limited Bonus #4 :
“Complete Woodworking Guides” ($39 Value)
woodworking guides tips techniques toolsAs if that’s not enough, you’ll also be glad to know that I’m throwing the Complete Woodworking Carpentry Guides – over 200 pages of woodworking tips and tricks with detailed drawings, diagrams and photos.
Think of this as the foundation for your woodworking plans. There’s no fluff here. It’s 200 pages of solid, step-by-step and straightforward advice that sets you up for your woodworking projects
The guides covers all the bases, from working with hand tools to cutting dovetails.
It includes a discussion of all the principal hardwoods and softwoods, how to use hand tools, detailed information on every woodworking carpentry technique–jointing, bonding, fastening, laminating, and much more.
Remember, these are time-sensitive bonuses that is only available if you order today, so order it now before it’s gone.
” There’s Nothing Else Like
These Plans On The Market Today… ”
That’s a statement I do not take lightly. But as I mentioned earlier, I’ve thoroughly researched the market and all competing products.
Truth is, I’ve been a carpenter for almost 36 years, and I haven’t found anything like this for less than 10’s of thousands of dollars.Here’s the bottom line: If you are planning to start on your woodworking project, this isn’t something you SHOULD use, it’s something that you would be insane not to.
Take a look at this comparison chart…

TedsWoodworking
Other
Websites

Books &
Magazines
16,000 Plans & Projects

Bonus #1: DWG/CAD Software

Bonus #2: 150 Videos Members Area

Bonus #3 How To Start a Woodworking Business

Bonus #4: Woodworking Guides

No Hidden Fees or Extra Charges

Hi Resolution Quality

Instant Access 24/7

Free Lifetime Membership Area

For Beginners & Advanced

Full Range Of Projects

Cost Effective

Money Back Guarantee

Don’t Say “Yes”. Just Say “Maybe” & Give It
A Risk-Free Test-Drive For A Full 60 Days!
TedsWoodworking has proven itself to thousands of happy customers and I
proudly stand behind my product. Safely order today with our Iron-Clad Guarantee.
teds woodworking guarantee
I hate seeing the word “guarantee” everywhere. What is it supposed to mean? Just words. Platitudes to get you to buy. So, I’m making you more than just a guarantee. It’s a personal promise to you.
My 60 Days, 100% Satisfaction Guarantee!
I honestly believe this is the most complete woodworking package currently available ANYWHERE else.. I would want the ground to open and swallow me whole if I thought you were disappointed. So here’s the deal…
If, for any reason within 60 Days of purchase of this course you feel that the product is not for you, simply let me know and I will refund every penny of your money with no questions asked. Heck, I’ll even let you keep all the bonuses – on the house!
As you can see, you have nothing to risk here. Download now!
So here’s the bottom line: If you have read this far, you only have one question left…
But Ted, How Much Does This Cost?
How much would you pay to take any and all headaches out of building quality woodwork projects – forever?

Factors involved in a business continuity plan

Business continuity plan is one of the most expensive and time taking plan, which many companies skip to develop as this costs virtually nothing to produce. This plan is beneficial for small companies as it will help them continuing their operations, during or after significant disasters. Business continuity plans are also sometime known as disaster recovery plans. Both documents have their own importance, business continuity plan helps entrepreneurs continue doing their business after the disaster, whereas disaster recovery plan should be oriented towards recovering after a disaster.
Business continuity plan is one of the most important plan that helps entrepreneur to cope up with hurdles comes in between their way, therefore, it is necessary that it should be professionally written without any errors. Following are some steps involved in writing a business continuity plan:
Management team: These are the people without, which you business absolutely cannot function. It is necessary, to make the list of your management team in your business continuity plan, list down their job function; also list down their contact information so that, at the time of emergency you can easily contact them.
Identify who can telecommute: There are many employees in your company who can easily operate your business from a home office. Find and list down their names and information. Make sure that your management team, at the time of emergency, can easily contact them.
Document external contacts: List down all the information about your critical vendors and contractors. This step also includes the list of your attorneys, bankers, investors, IT consultants etc. List all the individuals who can assist with various operational issues.
Identify critical documents: Make sure you have all the legal documents, which are useful in starting a business such as, articles of incorporation, banking information, building lease papers, tax returns, etc.
Identify your contingency location: There are many times when your primary offices are unavailable. You cannot stop operating business at that time. Contingency location is the place from where you conduct your business when your primary offices are under construction or under renovation. It could be a hotel, your contract’s office or your attorney office. Identify your contingency location and map of the location in your business continuity plan.
Communicate: Once you have completed your business continuity plan, make sure that your management team must know about it. You can hold training classes in order to tell them about this important document to your employees.
These are the steps involved in writing business continuity plan. If you are still worried in writing your business continuity plan, order your plan to us at BizPlanCorner.com and we will help you in writing a best quality business continuity plan.